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Mortgage & Rates

Bank of Canada decisions, mortgage rates and lending rules.

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Bank of Canada· Jul 5
Canada's 5-year bond yield is 3.06%, the number behind fixed ratesThe 5-year government bond yield is 3.06% as of July 2026, +2.75 pts since 2020.Read more →

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Bank of Canada· Jul 5
Canada's 5-year fixed mortgage rate is 6.09% right nowThe 5-year fixed mortgage rate is 6.09% as of July 2026, +1.15 pts since 2020.
Bank of Canada· Jul 5
The Bank of Canada's policy rate is 2.25%, what it meansThe Bank of Canada policy rate is 2.25% as of July 2026, +0.75 pts since 2018.